You should hire an attorney immediately after your accident and before you report the incident to your insurance company. You must realize that insurance companies have a whole team of adjusters, investigators and attorneys working to minimize the amount of your claim by obtaining control of crucial evidence, obtaining witnesses statements on liability and speaking with you to minimize your injuries and damages. By hiring an attorney you are protecting both your rights and your ultimate recovery.
Determining the exact value of an injury case can be difficult because so many factors can be subjective. Our office reviews each case based upon the following criteria: the facts of the accident or incident, injuries sustained, medical bills, opinions of medical personnel regarding permanency and future care needs and the amount of insurance that is available.
The majority of the cases that our office handles are on a contingency basis. This means that we do not receive any compensation for our fees until we recover money on your behalf. Our fees are then determined based upon our agreement.
Typically, most cases last anywhere from 2 years to 4 years depending on whether we have to file suit and go to court on your behalf. Since we treat each case on an inidual basis, there is no way to determine exactly how long it will take to achieve the best results on your case.
PIP or Personal Injury Protection is $10,000 that can be used for medical treatment and lost wages after you have been injured in an accident involving a vehicle. Typically, there is a deductible and after the deductible is met, PIP will pay 80% of the medical bills up to $10,000. This is designed to help protect people who are injured through no fault of their own.
Uninsured/underinsured motorist coverage is an important type of coverage for each person to have. Since Florida is a no fault state, each driver is only required to carry minimum amounts of coverage on their own vehicles. This means that you could be involved in an accident that was not your fault and sustain serious injuries but have no insurance coverage from the at fault driver to pay for your medical treatment, lost wages or other damages. It is important for every driver to carry this type of coverage in order to protect themselves from drivers who do not have any insurance or who have very little insurance. If you are seriously injured, you want to be sure that you will be able to pay for the treatment that you will need as well as recover any other losses or damages.